Flood Elevation Certificate Services in Bergen County & Northern New Jersey

Serving Franklin Lakes • Wyckoff • Ridgewood • Mahwah & All Surrounding Areas

Certified Flood Elevation Certificates for Compliance & Insurance Savings

At Bergen Surveying, we provide accurate FEMA-compliant Flood Elevation Certificates (ECs) for property owners in Bergen County, Northern New Jersey, and surrounding towns.

A Flood Elevation Certificate is an official document prepared by a licensed land surveyor that determines your property’s elevation in relation to the Base Flood Elevation (BFE) set by FEMA. It is often required by lenders, municipalities, and insurance companies for properties in or near Special Flood Hazard Areas (SFHAs).

Why a Flood Elevation Certificate Matters

Flood Elevation Certificates are essential for:

• Purchasing or Renewing Flood Insurance – Insurance companies use your certificate to set premiums.

• Lowering Insurance Costs – If your home is above the FEMA Base Flood Elevation, you may qualify for significantly reduced premiums.

• FEMA Compliance – Ensure your property meets federal floodplain management regulations.

• Permit Applications – Many towns in Bergen County require ECs for new construction or substantial improvements in flood-prone areas.

• Selling a Property – Buyers and lenders often require an updated EC before closing.

How a Flood Elevation Certificate Can Save You Money

Insurance companies base flood insurance premiums on the risk level of your property. A professional survey showing your structure’s elevation above the BFE can:

• Reduce Your Flood Zone Rating – Potentially moving you out of a high-risk category.

• Lower Your Annual Premiums – Savings can be hundreds or even thousands of dollars per year.

• Provide Documentation for Appeals – If FEMA maps incorrectly place your property in a high-risk zone, your EC can support a Letter of Map Amendment (LOMA) request.

Our Flood Elevation Certificate Process

Our licensed NJ surveyors deliver accurate and prompt results:

1. Site Visit & Measurements – Use GPS, GNSS, and total station equipment to measure elevations.

2. FEMA Form Completion – Fill out the official FEMA Elevation Certificate form with precise data.

3. Certified Delivery – Provide digital and hard copies for insurance, municipal, or lender use.

4. Consultation – Explain your results and potential insurance impacts.

Why Choose Bergen Surveying

• Local Expertise – Experienced with Bergen County’s flood zones and municipal requirements.

• Insurance Knowledge – We understand how ECs impact flood insurance premiums.

• Fast Turnaround – Meet tight deadlines for closings, permits, and insurance renewals.

• Licensed & Insured – Trusted by homeowners, real estate professionals, and lenders.

Areas We Serve — Bergen County & Northern New Jersey

We provide Flood Elevation Certificates for every municipality across Bergen County and surrounding Northern NJ towns, including:

• 07601 — Hackensack, NJ

• 07666 — Teaneck, NJ

• 07024 — Fort Lee, NJ

• 07410 — Fair Lawn, NJ

• 07026 — Garfield, NJ

• 07631 — Englewood, NJ

• 07621 — Bergenfield, NJ

• 07675 — Westwood, NJ

• 07652 — Paramus, NJ

• 07450 — Ridgewood, NJ

• 07644 — Lodi, NJ

• 07430 — Mahwah, NJ

• 07010 — Cliffside Park, NJ

• 07071 — Lyndhurst, NJ

• 07094 — Secaucus, NJ

• 07407 — Elmwood Park, NJ

• 07650 — Palisades Park, NJ

• 07070 — Rutherford, NJ

• 07628 — Dumont, NJ

• 07646 — New Milford, NJ

• 07481 — Wyckoff, NJ

• 07031 — North Arlington, NJ

• 07670 — Tenafly, NJ

• 07022 — Fairview, NJ

• 07446 — Ramsey, NJ

• 07663 — Saddle Brook, NJ

• 07660 — Ridgefield Park, NJ

• 07436 — Oakland, NJ

• 07604 — Hasbrouck Heights, NJ

• 07452 — Glen Rock, NJ

• 07661 — River Edge, NJ

• 07458 — Upper Saddle River, NJ

• 07643 — Moonachie, NJ

• 07057 — Wallington, NJ

• 07657 — Ridgefield, NJ

• 07417 — Allendale, NJ

• 07642 — Hillsdale, NJ

• 07607 — Maywood, NJ

• 07463 — Midland Park, NJ

• 07073 — East Rutherford, NJ

• 07075 — Wood-Ridge, NJ

• 07605 — Leonia, NJ

• 07676 — Township of Washington, NJ

• 07020 — Edgewater, NJ

• 07626 — Cresskill, NJ

• 07656 — Park Ridge, NJ

• 07603 — Bogota, NJ

• 07624 — Closter, NJ

• 07645 — Montvale, NJ

• 07630 — Emerson, NJ

• 07649 — Oradell, NJ

• 07432 — Ho-Ho-Kus, NJ

• 07401 — Allendale, NJ

• 07072 — Carlstadt, NJ

• 07677 — Upper Saddle River, NJ

• 07648 — Northvale, NJ

• 07662 — South Hackensack, NJ

• 07647 — Norwood, NJ

• 07627 — Demarest, NJ

• 07640 — Harrington Park, NJ

• 07632 — Englewood Cliffs, NJ

• 07423 — Saddle River, NJ

• 07641 — Haworth, NJ

• 07074 — Moonachie, NJ

• 07606 — South Hackensack, NJ

• 07608 — Teterboro, NJ

• 07620 — Alpine, NJ

• 07451 — Ridgewood, NJ

• 07495 — Mahwah, NJ

• 07602 — Hackensack, NJ

• 07653 — Paramus, NJ

• 07699 — Hackensack, NJ

Request Your Flood Elevation Certificate Today

Whether you need to secure a permit, lower your flood insurance premiums, or sell your property, Bergen Surveying can deliver a fast, accurate, and certified Flood Elevation Certificate.

📞 Call us now at (201) 731-2264 for FEMA-compliant elevation certificates in Franklin Lakes, Wyckoff, Ridgewood, Mahwah, Bergen County, and all of Northern New Jersey.